Ramp

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Ramp Review (2025): Pricing, Pros & Cons

Streamlining Business Finances with Smart Expense Management and Corporate Cards.

0%
Ease of Use
99%
Features
98%
Value For Money
99%
Customer Support
97%

What is Ramp?

Ramp is a cloud-based financial platform designed to streamline expense and spend management for businesses. It offers virtual corporate cards to employees, enabling them to make purchases while maintaining centralized control over company spending. The platform provides real-time visibility into expenses, automated receipt collection, and seamless integration with accounting systems like QuickBooks and Xero. With policy enforcement, vendor management, and detailed analytics features, Ramp empowers businesses to optimize their financial operations and reduce unnecessary costs.

What Is Ramp Good For?

Ramp is particularly beneficial for businesses seeking to enhance financial efficiency and control. Its virtual corporate cards simplify the purchasing process for employees, while the platform’s automation features, like receipt matching and expense categorization, reduce administrative workload. Ramp’s integration capabilities with accounting software ensure accurate and timely financial reporting.

Additionally, its budgeting tools and real-time spend tracking help businesses maintain financial discipline and identify areas for cost-saving opportunities, making it an essential tool for modern financial management.

Who Should Use Ramp?

Ramp is ideal for small to medium-sized businesses, startups, and enterprises aiming to modernize their expense management processes. Financial teams, accountants, and business owners will find value in its user-friendly interface and comprehensive features.

Companies looking to enforce spending policies, gain insights into spending patterns, and automate manual tasks can leverage Ramp to achieve greater financial clarity and efficiency. Its scalability and integration with various accounting platforms suit businesses across different industries.

Ramp Company Details

Ramp is a New York-based fintech company founded in 2019 by Eric Glyman, Karim Atiyeh, and Gene Lee. The company offers a comprehensive financial operations platform, including corporate cards, expense management, and accounts payable automation. Ramp serves over 30,000 businesses globally, processing more than $55 billion in annual payments. As of March 2025, Ramp is valued at $13 billion. ​

Company Name: Ramp Business Corporation

CEO Name: Eric Glyman

Est Year: 2019

Employees: 2,198

HQ Location: New York

1617250486335
Eric Glyman
CEO

Ramp Demo & Media

Ramp Top Features

AI-driven categorization for accurate reporting.
Instant visibility into company expenditures.
Issue cards with built-in controls.
Auto-matching receipts via SMS or app.
Syncs with QuickBooks, Xero, NetSuite.
Set limits and enforce compliance rules.
Streamlines expense approvals and reimbursements.
Identifies and flags suspicious activities.
Manage and monitor vendor relationships efficiently.
Earn 1.5% cashback on spending.

Pros of Ramp

  • Real-time expense tracking
  • Automated receipt collection
  • Seamless accounting software integration
  • Enforces company spending policies
  • User-friendly interface
  • Cons of Ramp

  • Limited international support
  • No physical card option
  • Integration setup requires time
  • May not suit very small businesses
  • Limited advanced analytics features
  • Ramp Pricing

    Ramp offers a free plan with unlimited corporate cards, expense management, and accounting integrations. The Plus plan, at $15/user/month, adds advanced features like multi-entity support and procurement tools. Enterprise plans offer custom pricing for tailored solutions, including dedicated support and custom integrations. Additional fees apply for international payments ($20) and same-day ACH transfers ($10). ​
    Ramp
    $0.00
    Unlimited cards and smart controls Automated receipt collection and matching Expense and mileage reimbursements Accounts payable and international payments Vendor management and price intelligence Accounting software sync for QuickBooks and Xero Real-time savings insights and reporting iOS and Android mobile app Email and phone support
    Ramp Plus
    $15.00
    Custom controls and advanced user roles Customizable workflows HRIS continuous sync Multi-currency spend limits Procurement automation and purchase order management Multi-entity, multi-currency and global tax support Auto-locking cards Advanced accounting rules International debiting Expense auditing intelligence NetSuite and Sage Intacct integrations with custom fields support Priority support
    Ramp Enterprise
    Custom
    Custom implementation SOX compliance with change management Local card issuance Dedicated account manager Industry-leading ERP integrations Security & compliance at scale Custom user groups and permissions Automated provisioning & de-provisioning Premium support

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    Ramp Detail

    Ramp is a cloud-based financial operations platform that combines corporate cards, expense management, and accounts payable automation. It offers real-time spend tracking, automated receipt collection, and seamless integration with accounting systems. Designed to enhance financial efficiency, Ramp helps businesses control costs and streamline their financial workflows.​

    What Kind of Support Ramp Offers?

    ​Ramp provides comprehensive customer support through multiple channels to assist users effectively. Users can access support directly within the Ramp app, allowing for instant help with most inquiries and easy submission of support tickets for more complex issues. For urgent matters, Ramp offers phone support at 855-206-SAVE (7283), available daily from 7:00 AM to 10:00 PM Eastern Time. Additionally, Ramp’s extensive Help Center offers self-service resources, including FAQs and best practices, to help users find quick answers to common questions. ​
    Email Support
    Live Chat
    Tutorial Videos & Documentation
    Phone Support

    Ramp FAQs

    Yes, Ramp offers a free plan with corporate cards, expense management, and accounting integrations. ​
    Ramp processes reimbursements quickly via ACH transfers after manager approval, ensuring timely employee payments. ​
    Yes, Ramp supports global vendors across 195 countries and 40 currencies. ​

    Platforms Supported

    Review Method

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